Seattle Car Accident Attorney Kirk Bernard Explains the Importance of Personal Injury Protection (PIP)
Personal Injury Protection, or PIP as it is commonly known, is an optional coverage on your auto insurance policy, which you can choose to have or not. What does PIP cover? In the event of an auto accident where you are injured, PIP will become the primary payer of your medical expenses. It will pay a limited amount of medical costs, wage loss, funeral expenses and loss of services after an auto accident. The major advantage of having Personal Injury Protection coverage is that it will be available to you irrespective of whether the accident is your fault. Having this type of coverage can be very helpful after an injury accident because the insurance company for the at-fault driver will not pay your medical expenses until you are ready to settle the entire claim.
Skilled Seattle personal injury attorneys know that having PIP coverage can be very important, especially at a time when healthcare costs are astronomical. Having PIP coverage for a small monthly payment will ensure that your medical bills will be taken care of up to the available limit. Remember that PIP coverage not only covers the one who is insured but also all passengers who are in your vehicle at the time of the accident.
If you have PIP coverage, you will also be covered if you are a passenger in another vehicle or if you are a pedestrian who has been struck and injured by another vehicle. The other question most people commonly have is if their insurance rates will go up if they use this PIP coverage. The answer is: If you need it, you should use it. The insurance company cannot and should not raise your rates if the accident was not your fault.
If you or a loved one has been injured in a Washington auto accident, please contact the experienced Washington personal injury attorneys with The Bernard Law Group at 1-800-418-8282 or info@bernardlawgroup.com for a FREE, comprehensive and confidential consultation. We can also send you our FREE brochure, which has useful, educational information about Washington car accident cases to help you understand your legal rights and options. Get in touch with Kirk Bernard and his skilled legal team today.